Does Your Debt Feel Like Quicksand?

Does your debt make you feel like you’re trapped in quicksand?

Quicksand is basically a mushy mixture of sand and water that can no longer support any weight. It is really just regular sand that has been so saturated with water that there is no friction between sand particles. The resulting mixture can no longer support any weight and can trap you. If you are not careful, you can be pulled under indefinitely, however, if you take the right steps, you can survive and get back on solid ground.  When you are in debt it can feel the same way.

Once you are in more debt than you can easily handle, the more you have, the more you struggle, the deeper you sink.

At 4 pillars Victoria we are your lifeline and we know how and what you need to do to get out of your debt quicksand.

Here are some key steps we can work through with you:

Accept that your debt is a problem. Debt is often something that slowly creeps up on you, building slowly over time. It can be hard to recognize and accept that it is a problem that you need help with.

Your debts likely have slowly increased from being small and acceptable into what now feels like something out of your control. The feelings can be overwhelming & negative. It is only when you take action and come up with a plan to move beyond the debt you have that you will feel a strong sense of achievement and control over your own life.

Once you see debt as a problem that you can overcome, you can move on and feel you are in control of your life.

Take steps to restore your confidence.

Panic and thrashing around with no plan is not the way to get out of quicksand. Your body is less dense than quicksand, so you won’t sink unless you panic and thrash around.

4 Pillars has been helping Canadians climb out from debt quicksand since 2004. Over 97% of their clients successfully complete the program, making 4 Pillars one of the industry leaders.

We can work through your situation and with the benefit of years of our expertise helping thousands get out of predicaments just like yours; we can work with you to create a debt consolidation plan to move forward with your life.

So remain calm and don’t panic or give up. Take time and just breathe. When your debt quicksand is threatening to pull you under there is someone who will answer your call for help and can get you safely out.

Only when you take time to relax, will your stress, anxiety, and even depression (all very common side effects of debt) begin to dissipate.

In addition to having 4 Pillars assist you with your debt, there are other key things to do to maintain your calm and sense of control for your life: get a good nights’ sleep, maintain a well-balanced and healthy diet full of healthy foods, exercise regularly, whether that is a run around the block or a bike ride – choose what works for you.

Most importantly, keep everything in perspective. Your debt can be dealt with. It is just another challenge in life to be overcome. Thousands have gone down this path before and with some assistance from 4Pillars, have moved beyond this challenge and put their financial life back on track including rebuilding their credit.

Take the first step in moving out of your debt quicksand. Call Chris Grew at 4Pillars consulting in Victoria. We represent YOU, not your creditors.

At 4Pillars we specialize in helping people create a plan to settle their debt.

Depending on your circumstances, we can often get your debt reduced by up to 85%. That means that you pay back a fraction of what you owe through one small monthly payment with 0% interest that can be paid over 5 years.

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